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If you’re feeling overwhelmed by your storm damage insurance claim, make the right choice for you and call Johnson Exteriors at 763-355-4458 today!
Filing a storm damage insurance claim can be a stressful and frustrating process. Fortunately, Johnson Exteriors has a better solution. We’ve been in the business for years and have developed a reliable approach to ensure that our customers receive the compensation they deserve from their insurance providers, even when insurance has denied their claim before.
Where to Start
Your first step after experiencing storm damage should be to call your home insurance representative and explain the situation to them. Once you have done this, it’s time to contact us. Our friendly staff will set up a free inspection to assess the property damage to your home.
We Know Our Territory
At Johnson Exteriors, we have helped clients with every type of weather damage, which is essential in Minnesota. Different types of storms cause different types of damage and require different approaches.
The repairs needed with a hail storm roof damage insurance claim are often simple to identify, with the impact of the ice leading to marks or dents in your roof and walls. However, wind storm roof damage can be a bit trickier to address, as the damage is easy to miss if you don’t know the signs. When you hire Johnson Exteriors, you have the peace of mind that comes with a full inspection by a professional you can trust.
How Johnson Exteriors Handles a Storm Damage Claim
What do you do when your property is damaged by severe weather? There’s a process to filing a successful insurance claim that will fully cover all of your expenses for repairing the roof and exterior of your home. We have a great deal of experience helping homeowners handling these severe weather damage claims.
With more than 15 years of experience helping homeowners in the process of repairing their homes after all types of Minnesota storms, you can relax with us.
Here is the process which takes place in handling a storm damage claim:
Damage to roof shingles from 50 mph winds!
1. Assessing Your Property After the Storm
After the storm event has ended and it appears to be safe to go outside, you need to assess whatever damage – if any – has been caused by the storm.
Damage to roof shingles from 50 mph winds!
One type of weather event that causes damage is a high, straight-line wind. When this occurs, you may observe some trees are blown down. Possibly fences have been blown over, siding has been blown from your structure, or shingles were blown off the roof by the wind. All of these are caused by wind damage.
Hail damage has some rather visible signs. When hail storms are part of a storm, you may notice damage to your siding and gutters. Look for holes in vinyl siding or dents in your aluminum siding. Be sure to observe the gutters for holes (if plastic) or dents (if aluminum).
Hail Damage to vinyl siding!
Hail Damage to vinyl siding!
Take a close look at your deck to see if any finish was removed from the hail impact. You should also walk around to examine all your windows, checking for broken glass or other parts that may have been damaged. Other tell-tale signs can be found with dents on the garage door or along your metal fascia.
If you notice any of these parts of your home’s exterior damaged, there is also a strong chance your roof shingles have experienced hail damage. It’s very common when hail damages other parts of the house that the integrity of the shingles have suffered as well. We can help with the insurance claim for a storm damaged roof.
2. Contact your Insurance Agent, then call Johnson Exteriors
We would suggest getting in touch with your insurance agent as soon as possible after a storm rolls through the area. It’s important to act fast, as it’s likely they will also be busy processing other claims; you will want to get started on repairing your home as soon as possible.
Your next call should be to Johnson Exteriors at (763) 355-4458 to schedule a free home inspection. We will quickly come to your property and assess the situation.
Here’s something that will make your storm damage claim process a bit easier: We are regarded as a preferred contractor for several local insurance agents.
3. Steps Taken by Johnson Exteriors to Assess Your Property
Our experts will make note of everything that we find that is damaged below your roof line on all four sides of your house. We will then climb up on the roof to look there for any additional damage. We will show you pictures of the damage from the sides of your house and a video of any damages we found on the roof, then will explain it all to you in layman’s terms.
Once everything is discussed, we have the knowledge to assist you with calling in the claim; this includes getting a claim number to get the process going in the right direction for you. Because we are well-versed at this process, you can feel comfortable as we help schedule a time with the assigned claims adjuster to meet us at your property. At that point, we will point out our findings to the insurance adjuster to make sure they acknowledge everything we discovered. Most adjusters actually prefer to do this step, as two sets of eyes are better than one. You can count on us to help facilitate the process.
We are registered with the Better Business Bureau (BBB), where we are in great standing with an “A+” rating. Johnson Exteriors is properly licensed with the state of Minnesota and has proper workmen’s compensation and general liability insurance.
4. Finalizing the Insurance Claim
We will work diligently with your insurance company to make sure all of the damaged items are accounted for and properly reimbursed. This step is important for you, because we don’t want your property to lose any of its value.
We do everything we can to keep the process moving. We accomplish this by remaining in constant communication with the claims department until we reach an agreement on all of the items.
5. Making Sure You Understand Every Detail
Once we have the final price approval with your insurance company, we will schedule a time to meet with you and go over the final numbers.
We will talk about what work is being completed, and about getting all the products and colors documented.
6. Scheduling Completion of Your Work
Once all of your colors have been chosen and products documented, we will then schedule your project to be built. You will have the work on your house done as soon as possible and as the weather allows.
7. Invoices, Permits and Final Steps
We will send an invoice to your insurance carrier for the final payment. Additionally, we have your local municipality sign off on the permits. We collect the final payment from you to wrap up the process.
We Fight for Each of Our Clients
In a situation as serious as a home insurance storm damage issue, it’s vital to have a professional you can count on throughout each step of the home insurance claim process. We have you covered, from assessing the weather and water damage to repairing roof damage and even handling flood insurance claims. So, call Johnson Exteriors today at 763-355-4458 to take the stress of your storm damage insurance claim off your shoulders.
Join Our Hundreds of Satisfied Clients
LESLIE O.
We were so impressed with Johnson Exteriors and the magnificent job they did replacing our roof and siding, and repairing our garage door frames. I highly recommend Johnson Exteriors to anyone who wants a beautifully renovated home with a company who delivers on all their promises.
JOHN B.
Great family owned business, earning customers the right way, through referrals and great service! I’d highly recommend them due to experience, passion and high level of service. I love supporting family owned businesses, especially when they are local!
MELISSA N.
Bryan walked us through the whole process, taking time to explain what needed to happen, what the costs would look like. He helped us navigate dealing with the insurance company, and when it came time to replace the roof, his crew was incredibly professional, and did a beautiful job.
ROBERT L.
“These are the only people I let touch my house. They are professional and deal with all the details that came up with my storm damage. They worked hard to make sure the insurance adjuster didn’t short change us. Plus they are a local business as they are invested in our area.”
